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The United States Department of Labor has published a guide called “QDROs: The Division of Retirement Benefits Through Qualified Domestic Relations Orders”.  You can view the guide here.  It answers basic Qualified Domestic Relations Order questions, such as:

  • What is a QDRO?
  • Who can be an “alternate payee”?
  • What information must be included in a domestic relations order for it to be “qualified”?
  • Who determines whether a domestic relations order is a QDRO?
  • Will a domestic relations order fail to be a QDRO solely because of when it was issued?
  • What are the duties of a retirement plan administrator upon receipt of a domestic relations order?
  • What disclosure rights does an alternate payee have under a QDRO?
  • What happens if a plan is terminated?
  • Why is an understanding of the type of retirement plan important?
  • What are survivor benefits?
  • When can the alternate payee get the benefits assigned under a QDRO?
  • What is “earliest retirement age” and why is it important?

This guide is a great foundation for a basic understanding of QDROs.  If you have further questions about QDROs, email QDRO Helper today.

 

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